Active Price cut: $700 (7/13)
$677,218
4 beds · 3 baths · 2,660 sqft
429 Michael Etchison Road, Monroe, GA 30655
Overpriced
Priced about $123,218 (22%) above comparable homes. Estimated market value $554,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
The Hayden is a distinctive two-story, open-concept home on an unfinished basement with 4-bedrooms and 3-baths. The main level features a study in lieu of formal dining room, and a convenient guest room with full bath. At the heart of the home is a grand two-story living room with an impressive fireplace. The kitchen has quartz counter tops, a large island, pendant lighting,…
BasementNo HOAOpen floor plan
Listing remarks courtesy of Reliant Realty, Inc..
· FMLS #7796623770-715-2800
$4,630/mo est.
with $67,722 down · $677,218 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Connect with a lender · no credit check*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
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Sign in, then back your offer with a verified pre-approval — either a Veribas pre-approval or a lender letter we confirm.
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Video walkthrough
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Home details
4
Beds
3
Baths
2,660
Sqft
2026
Built
2.1 ac
Lot
1
Veribas Valuation
Veribas Verified · from nearby MLS sales
$554,000range $521,000 – $587,000
Based on 6 sold homes within a mile (5 in the last 12 months), checked against 4 active/pending listings · asking 22% above this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $677,218
$670K–$675K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
87 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.
Veribas Valuation: $554,000 — asking sits above our value; a moderate offer is defensible with comps.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · from nearby rentals
$3,550/morange $3,300 – $3,8006.3% gross yield
Based on 8 similar rentals within 5 mi (1 recently leased).
4 bd · 3 ba · 2.5 mi away$1,300/mo4 bd · 3 ba · 2.7 mi away$1,450/mo4 bd · 3 ba · 2.7 mi away$1,500/mo4 bd · 3 ba · 2.7 mi away$1,450/mo
Automated estimate — actual rent depends on condition, terms, and season. Not a guarantee of rental income.
Home facts
Payment calculator
$4,828/mo
Principal & interest$3,953
Property taxes$677
Home insurance$198
Down payment$67,722 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Moderate-income census tract 13297110701 · Walton County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
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No surprises at closing
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Schools
Atha RoadElementary
YouthMiddle
Walnut GroveHigh
Location
22 for sale 3 pending 12 sold
Listed by
Reliant Realty, Inc.
Source: FMLS · #7796623
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