1/3
Active
$225,000
Lot / land listing
Tract A Oak Ledge Road, Morganton, GA 30560
About this home
Discover an exceptional opportunity to build in the North Georgia mountains on this 3.0-acre ridge-top parcel, offering elevation, privacy, and outstanding long-range views. Estimated to sit above 2,000 feet in elevation, the property enjoys a spectacular sunset facing orientation with the potential for expansive views. One of the parcel’s most unique features is its setting…
No HOA
Listing remarks courtesy of HomeSmart.
· FMLS #7827653Home details
1998
Built
3 ac
Lot
None
HOA
Aug 26, 2026
Listed
Offer insights
Choose an offer strength
List price: $225,000
$223K–$224K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$1,604/mo
Principal & interest$1,313
Property taxes$225
Home insurance$66
Down payment$22,500 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13111050500 · Fannin County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Aug 26, 2026
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Schools
East FanninElementary
Fannin CountyMiddle
Fannin CountyHigh
Location
2 for sale 12 sold
Listed by
HomeSmart
Source: FMLS · #7827653
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
