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$700,588

Veribas Valuation $683,000asking 3% abovehow we got this

5 beds · 4 baths · 3,109 sqft

4585 Beechnut Circle, Cumming, GA 30028

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Home facts

Interior18

CoolingCeiling Fan(s), Central Air, Zoned

HeatingCentral, Heat Pump, Natural Gas, Zoned

LaundryCommon Area, In Hall, Laundry Room, Upper Level

BasementNone

Bedrooms5

FeaturesDisappearing Attic Stairs, Double Vanity, Entrance Foyer, High Ceilings 9 ft Upper, High Ceilings 10 ft Main, High Speed Internet, His and Hers Closets, Low Flow Plumbing Fixtures, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Concrete, Hardwood

Bathrooms4

AppliancesDishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Self Cleaning Oven, Tankless Water Heater

Fireplaces0

Room typesBonus Room, Computer Room, Den, Exercise Room, Family Room, Game Room, Living Room, Loft, Office

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms4

Main level bedrooms2

Main level bathrooms2

Finished area above ground3,109 sqft

Total interior livable area3,109 sqft

Property9

LevelsTwo

Lot size0.14 ac

Lot featuresBack Yard, Front Yard, Landscaped, Level, Private, Wooded

Body of waterNone

Parcel number236 377

Parking spaces4

Other equipmentIrrigation Equipment

Parking featuresCovered, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition, Shingle

ConditionNew Construction

Home typeResidential

MaterialsBrick 3 Sides, Cement Siding, HardiPlank Type

Year built2,026

Property subtypeSingle Family Residence

Architectural styleCraftsman, Modern, Traditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$1,300 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

SubdivisionSettingdown Farms

Services includedInsurance, Maintenance Grounds, Reserve Fund, Swim

Community featuresClubhouse, Homeowners Assoc, Meeting Room, Near Schools, Near Shopping, Near Trails/Greenway, Playground, Pool, Sidewalks, Street Lights

Financial & listing details2

Date on market2026-08-26

Price per square foot$225/sqft

Down payment assistance

Upper-income census tract 13117130205 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.