Active
$195,000
Lot / land listing
860 Cloudland Trace, Chickamauga, GA 30707
About this home
Be one of the newest lots on Lookout Mountain in a gated community with exquisite views! It's in Chickamauga, Georgia, Cloudland Station which is a 450-acre gated community of new houses inspired by traditional turn-of-the-century designs and amenities that hark back to a time of simpler pleasuresCoshaded porch rockers, a village square, and miles of walking trails. Just…
Pool
Listing remarks courtesy of Dorsey Alston Realtors.
· FMLS #7731915404-352-2010
$1,333/mo est.
with $19,500 down · $195,000 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Connect with a lender · no credit check*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
Make an offer
Sign in, then back your offer with a verified pre-approval — either a Veribas pre-approval or a lender letter we confirm.
In-person tour
As soon as today with a Veribas agent
Video walkthrough
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Home details
0.2 ac
Lot
$1,700/annual
HOA
$856/yr
Est. taxes
Mar 9, 2026
Listed
Offer insights
Choose an offer strength
List price: $195,000
$193K–$194K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
162 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$1,532/mo
Principal & interest$1,138
Property taxes$195
Home insurance$57
HOA$142
Down payment$19,500 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13295020505 · Walker County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Mar 9, 2026
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A Veribas agent walks every showing — questions answered on the spot.
No surprises at closing
No junk fees — the numbers you agree to are the numbers you sign.
Schools
Walker - OtherElementary
Gordon LeeMiddle
Gordon LeeHigh
Location
1 for sale
Listed by
Dorsey Alston Realtors
Source: FMLS · #7731915
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
