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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

94 Bent Ridge Drive, Dawsonville, GA 30534

Great deal

Priced about $65,100 (11%) below comparable homes. Estimated market value $591,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

*Location! *Terrace level apartment! *Ranch with separate teen suite! *3 car garage! *Full house generator! Welcome Home to this 5 bedroom 4 bath home in the highly desirable Shoal Creek neighborhood. This spacious home has so much to offer with a functional ranch layout on a full basement that is partially finished with an apartment. Enter this ranch home with large…

PoolBasementGarageRenovated

Listing remarks courtesy of Maximum One Premier Realtors.

Listing courtesy of Maximum One Premier Realtors· FMLS #7814700

470-400-9877

$3,596/mo est.

with $52,590 down · $525,900 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric, Zoned

HeatingCentral, Forced Air, Natural Gas, Zoned

LaundryElectric Dryer Hookup, Laundry Room, Main Level

BasementDaylight, Exterior Entry, Finished Bath, Full, Interior Entry, Unfinished

Bedrooms5

FeaturesCathedral Ceiling(s), Coffered Ceiling(s), Crown Molding, Disappearing Attic Stairs, Double Vanity, Entrance Foyer, High Speed Internet, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Hardwood, Luxury Vinyl

Bathrooms4

AppliancesDishwasher, Disposal, Electric Cooktop, Gas Range, Gas Water Heater, Microwave, Refrigerator, Self Cleaning Oven

Fireplaces1

Room typesBasement, Bonus Room, Exercise Room, Game Room, Kitchen, Media Room, Office

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms4

Main level bedrooms3

Main level bathrooms2

Finished area above ground2,778 sqft

Finished area below ground672 sqft

Total interior livable area3,450 sqft

Property9

LevelsOne and One Half

Lot size0.46 ac

Lot featuresBack Yard, Creek On Lot, Front Yard, Landscaped, Private, Sloped

Body of waterNone

Parcel number082 013 049

Parking spaces3

Other equipmentGenerator, Satellite Dish

Parking featuresAttached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Level Driveway

Waterfront featuresCreek

Construction7

RoofComposition, Ridge Vents, Shingle

ConditionResale

Home typeResidential

MaterialsBrick Front, HardiPlank Type

Year built2,003

Property subtypeSingle Family Residence

Architectural styleRanch, Traditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA5

HOA fee$168 annually

Has HOAYes

SecuritySecured Garage/Parking, Security Lights, Smoke Detector(s)

SubdivisionShoal Creek

Community featuresHomeowners Assoc, Near Public Transport, Near Schools, Near Shopping

Financial & listing details3

Date on market2026-08-01

Annual tax amount$1,599

Price per square foot$152/sqft

Down payment assistance

Middle-income census tract 13085970102 · Dawson County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.