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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

4705 N River Drive, Cumming, GA 30041

Good deal

Priced about $29,000 (3%) below comparable homes. Estimated market value $904,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Stunning 6 Bedroom, 4.5 Bath Home on Over an Acre in Chattahoochee River Club! Welcome to this beautiful, freshly painted home in the sought-after Chattahoochee River Club. Filled with natural light and thoughtfully designed for comfortable family living, this home offers exceptional space, designer updates, and resort-style community amenities. The beautifully updated kitchen…

BasementGarageRenovated

Listing remarks courtesy of Century 21 Results.

Listing courtesy of Century 21 Results· FMLS #7842125

770-889-6090

$5,983/mo est.

with $87,500 down · $875,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCentral Air, Ceiling Fan(s), Electric, Zoned, Multi Units

HeatingOther, Central, Forced Air, Natural Gas

LaundryLaundry Room, Main Level, Other

BasementDaylight, Exterior Entry, Finished, Finished Bath, Full, Walk-Out Access

Bedrooms6

FeaturesBookcases, Entrance Foyer, Other, Recessed Lighting, Sound System, Vaulted Ceiling(s), Walk-In Closet(s), Crown Molding, High Speed Internet, High Ceilings 10 ft Main, High Ceilings 9 ft Upper

FlooringCarpet, Ceramic Tile, Hardwood, Tile

Bathrooms5

AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater

Fireplaces1

Room typesBasement, Attic, Dining Room, Family Room, Great Room - 2 Story, Kitchen, Laundry, Living Room, Master Bathroom

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms4

Main level bedrooms1

Main level bathrooms1

Finished area above ground3,141 sqft

Finished area below ground1,996 sqft

Total interior livable area5,137 sqft

Property9

LevelsThree Or More

Lot size1.1 ac

Lot featuresBack Yard, Creek On Lot, Private, Sprinklers In Front, Wooded, Sloped

Body of waterNone

Parcel number226 163

Parking spaces2

Other equipmentHome Theater, Irrigation Equipment

Parking featuresGarage

Waterfront featuresNone

Construction7

RoofComposition, Shingle

ConditionResale

Home typeResidential

MaterialsBrick Front, HardiPlank Type, Brick

Year built2,001

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Sewer Available, Other, Phone Available, Underground Utilities

Community & HOA6

HOA fee$1,400 annually

Has HOAYes

SecurityFire Sprinkler System, Security System Owned, Smoke Detector(s)

SubdivisionChattahoochee River Club

Services includedMaintenance Grounds, Swim, Tennis, Reserve Fund

Community featuresClubhouse, Fishing, Homeowners Assoc, Near Schools, Near Trails/Greenway, Pickleball, Playground, Pool, Street Lights, Sidewalks, Tennis Court(s), Swim Team

Financial & listing details3

Date on market2026-09-17

Annual tax amount$7,317

Price per square foot$170/sqft

Down payment assistance

Upper-income census tract 13117130508 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.