1/4
Active
$169,000
Lot / land listing
2555 Jones Mountain Road, Talking Rock, GA 30175
About this home
Looking for unrestricted land with much of the hard work already completed? This flat 2.13-acre property offers a great opportunity for a homesite, manufactured/mobile home, or your own private retreat.
The property has been improved and is ready for the next owner, featuring a brand-new septic system already installed, water meter installed with water lines run, new gravel…
No HOA
Listing remarks courtesy of Realty Hub, LLC.
· FMLS #7831301888-900-1801
$1,156
Home details
2026
Built
2 ac
Lot
None
HOA
$300/yr
Est. taxes
Sep 2, 2026
Listed
Offer insights
Choose an offer strength
List price: $169,000
$167K–$169K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$1,205/mo
Principal & interest$987
Property taxes$169
Home insurance$49
Down payment$16,900 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13227050300 · Pickens County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Sep 2, 2026
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Schools
Harmony - PickensElementary
Pickens - OtherMiddle
PickensHigh
Location
16 for sale 12 sold
Listed by
Realty Hub, LLC
Source: FMLS · #7831301
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
