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$317,900

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Payment calculator

$2,283/mo

Principal, interest & taxes · $2,551/mo with home insurance and HOA

Principal & interest$1,965

Property taxes$318

Home insurance$93

HOA$175

Down payment$31,790 (10%)

Interest rate7.320%

Starts at today’s national average for a 30-year fixed, 7.32% (week of Oct 22). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Advertised rate

4.5%*

Lender and loan term not stated: ask the builder’s lender

“Preferred lender rates as low as 4.50%!”

From the listing remarks, Coldwell Banker Conner Realty.

*Rates are quoted from the builder's or listing brokerage's own MLS remarks and dated to the listing. They are not an offer of credit from Veribas and are not an APR. Rate, APR, eligibility, down payment and deadlines are set by the lender named and may have changed; ask the lender for current terms. Payments shown include principal, interest and estimated property taxes only; homeowners insurance, mortgage insurance and HOA dues are extra, so the actual payment will be higher.

Down payment assistance

Upper-income census tract 13031110902 · Bulloch County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).