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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Home facts

Interior19

CoolingCentral Air, Ceiling Fan(s), Zoned

HeatingZoned, Central, Natural Gas

LaundryLaundry Room, Main Level, Sink, Other

BasementDaylight, Finished Bath, Walk-Out Access, Partial, Full, Finished

Bedrooms5

FeaturesCrown Molding, Cathedral Ceiling(s), Bookcases, Dry Bar, Entrance Foyer, High Ceilings 10 ft Lower, Track Lighting, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar, Double Vanity

FlooringCarpet, Ceramic Tile, Hardwood

Bathrooms5

AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Refrigerator

Fireplaces2

Room typesAttic, Bathroom, Bedroom, Dining Room, Family Room, Game Room, Kitchen, Laundry, Living Room

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms5

Main level bedrooms1

Main level bathrooms2

Finished area above ground3,903 sqft

Finished area below ground1,821 sqft

Total interior livable area5,725 sqft

Property9

LevelsThree Or More

Lot size1.2 ac

Lot featuresCul-De-Sac, Front Yard, Landscaped, Wooded, Sprinklers In Front, Sprinklers In Rear

Body of waterOther

Parcel number22 370110660389

Parking spaces6

Other equipmentSatellite Dish, Irrigation Equipment

Parking featuresGarage Door Opener, Driveway, Detached, Garage, Level Driveway, Garage Faces Side, Storage

Waterfront featuresLake Front

Construction7

RoofShingle, Composition

ConditionResale

Home typeResidential

MaterialsHardiPlank Type, Stucco, Stone

Year built1,995

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyElectricity Available, Natural Gas Available, Sewer Available, Water Available, Cable Available, Phone Available

Community & HOA6

HOA fee$1,225 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Secured Garage/Parking, Smoke Detector(s)

SubdivisionOXFORD LAKES

Services includedTennis, Swim

Community featuresClubhouse, Fishing, Lake, Near Schools, Near Shopping, Pickleball, Pool, Street Lights, Tennis Court(s), Homeowners Assoc

Financial & listing details3

Date on market2026-08-20

Annual tax amount$3,498

Price per square foot$170/sqft

Down payment assistance

Upper-income census tract 13121011510 · Fulton County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.