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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

131 Wine Sap Way, Clarkesville, GA 30523

Overpriced

Priced about $115,000 (14%) above comparable homes. Estimated market value $835,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

STUNNING BRICK HOME beautifully maintained and nestled on 2.65 acres in the prestigious, gated community of The Orchard Golf & Country Club-located in the scenic Northeast Georgia Mountains. Enjoy breathtaking mountain views and privacy in this exclusive setting. As you enter through the elegant leaded glass front door, you're welcomed by gleaming Brazilian cherry wood…

Master on mainBasementGarageWaterfront

Listing remarks courtesy of The Norton Agency.

Listing courtesy of The Norton Agency· GAMLS #10551275

706-754-5700

Home facts

Interior18

CoolingCeiling Fan(s), Central Air, Gas, Zoned

HeatingCentral, Forced Air, Propane, Zoned

LaundryMud Room

BasementBath Finished, Boat Door, Concrete, Daylight, Exterior Entry, Finished, Full, Interior Entry

Bedrooms4

FeaturesBookcases, Double Vanity, High Ceilings, In-Law Floorplan, Master On Main Level, Rear Stairs, Separate Shower, Soaking Tub, Split Bedroom Plan, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Hardwood, Laminate, Tile

Bathrooms4.5

AppliancesCooktop, Dishwasher, Disposal, Double Oven, Dryer, Ice Maker, Microwave, Range, Oven, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer

Fireplaces2

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms4

Main level bedrooms3

Main level bathrooms2

Finished area above ground2,646 sqft

Finished area below ground2,122 sqft

Total interior livable area4,768 sqft

Property9

LevelsTwo

Lot size2.6 ac

Lot featuresCorner Lot, Level

Parcel number124 027R

Parking spaces10

Attached garageYes

Other equipmentSatellite Dish

Parking featuresGarage, Storage, Attached, Basement, Parking Pad, Garage Door Opener, Side/Rear Entrance

Waterfront featuresStream, Creek

Construction8

RoofComposition

ConditionResale

Home typeResidential

MaterialsBrick, Concrete

Year built2,000

New constructionNo

Property subtypeSingle Family Residence

Architectural styleBrick 4 Side, Traditional

Utilities & green energy4

SewerSeptic Tank

WaterPrivate

Electric on propertyYes

Utilities for propertyCable Available, Electricity Available, High Speed Internet, Phone Available, Propane, Underground Utilities, Water Available

Community & HOA6

HOA fee$1,300

Has HOAYes

SecurityCarbon Monoxide Detector(s), Gated Community, Security System, Smoke Detector(s)

SubdivisionThe Orchard

Services includedMaintenance Grounds, Management Fee, Private Roads, Reserve Fund, Security

Community featuresClubhouse, Gated, Golf, Guest Lodging, Pool, Tennis Court(s)

Financial & listing details3

Annual tax amount$2,817

Price per square foot$199/sqft

Cumulative days on market366

Down payment assistance

Upper-income census tract 13137000100 · Habersham County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.

131 Wine Sap Way, Clarkesville, GA 30523

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