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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

6004 Hemingway Lane, Gainesville, GA 30506

Above market

Priced about $86,000 (7%) above comparable homes. Estimated market value $1,263,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Up to $15,000 in Buyer Incentives Available! Welcome to an extraordinary, new construction luxury residence in the highly sought-after Marina Bay community, where sophisticated design meets the ultimate Lake Lanier lifestyle. Located in Gainesville, 6004 Hemingway Lane showcases exceptional craftsmanship, designer finishes, and high-end features throughout this stunning…

PoolBasementGarage

Listing remarks courtesy of Keller Williams Lanier Partners.

Listing courtesy of Keller Williams Lanier Partners· FMLS #7831448

770-503-7070

$9,224/mo est.

with $134,900 down · $1,349,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior18

CoolingCeiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment, Zoned

HeatingCentral, Electric, ENERGY STAR Qualified Equipment, Zoned

LaundryElectric Dryer Hookup, Main Level, Mud Room, Sink

BasementNone

Bedrooms5

FeaturesBeamed Ceilings, Cathedral Ceiling(s), Disappearing Attic Stairs, Double Vanity, Entrance Foyer, High Ceilings 10 ft Main, High Ceilings 10 ft Upper, High Speed Internet, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s)

FlooringCeramic Tile, Hardwood

Bathrooms5

AppliancesDishwasher, Double Oven, Electric Cooktop, Electric Oven, ENERGY STAR Qualified Appliances, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Tankless Water Heater

Fireplaces2

Room typesExercise Room, Media Room, Office

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms4

Main level bedrooms1

Main level bathrooms1

Finished area above ground4,490 sqft

Total interior livable area4,490 sqft

Property9

LevelsTwo

Lot size0.34 ac

Lot featuresBack Yard, Cleared, Corner Lot, Front Yard, Landscaped, Level

Body of waterLanier

Parcel number10016 000115

Parking spaces3

Other equipmentIrrigation Equipment

Parking featuresGarage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Kitchen Level, Level Driveway

Waterfront featuresNone

Construction7

RoofRidge Vents, Shingle

ConditionNew Construction

Home typeResidential

MaterialsSpray Foam Insulation, Wood Siding

Year built2,026

Property subtypeSingle Family Residence

Architectural styleCraftsman, Traditional, Other

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$800 quarterly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

SubdivisionMarina Bay

Services includedSwim, Tennis

Community featuresClubhouse, Community Dock, Fitness Center, Gated, Homeowners Assoc, Marina, Pickleball, Playground, Pool, Sidewalks, Street Lights, Tennis Court(s)

Financial & listing details3

Date on market2026-09-02

Annual tax amount$4,354

Price per square foot$300/sqft

Down payment assistance

Upper-income census tract 13139000304 · Hall County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.