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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

1011 Lofter Place, Greensboro, GA 30642

Fair price

Priced in line with comparable homes. Estimated market value $889,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

BUYER'S CHOICE $10,000 INCENTIVE TO APPLY TOWARD GOLF MEMBERSHIP, CLOSING COSTS, LOAN RATE BUY-DOWN OR PURCHASE PRICE!! This IMMACULATE, like-new 4 BR/3 BA home with fully finished basement is on a PREMIUM, professionally & meticulously landscaped, irrigated lot with stunning views of 18th fairway and green, club house and Lake Oconee. Features 3 garage spaces for your…

BasementGarageRenovated

Listing remarks courtesy of Berkshire Hathaway HomeServices Lake Oconee Properties.

Listing courtesy of Berkshire Hathaway HomeServices Lake Oconee Properties· FMLS #7847397

706-621-4090

$5,989/mo est.

with $87,590 down · $875,900 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric, Heat Pump, Multi Units

HeatingCentral, Electric, Forced Air, Heat Pump

LaundryElectric Dryer Hookup, In Hall, Laundry Room, Main Level

BasementDaylight, Finished, Finished Bath, Full, Interior Entry, Walk-Out Access

Bedrooms4

FeaturesCrown Molding, Disappearing Attic Stairs, Double Vanity, High Ceilings 9 ft Lower, High Ceilings 9 ft Main, High Speed Internet, Sound System, Tray Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringCarpet, Ceramic Tile, Vinyl

Bathrooms3

AppliancesDishwasher, Disposal, Electric Water Heater, Gas Range, Microwave, Range Hood

Fireplaces0

Room typesBasement, Exercise Room, Family Room, Game Room, Laundry, Media Room, Workshop

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms3

Main level bedrooms2

Main level bathrooms2

Finished area above ground2,100 sqft

Finished area below ground2,100 sqft

Total interior livable area4,200 sqft

Property8

LevelsOne

Lot size0.25 ac

Lot featuresFront Yard, Sloped, Sprinklers In Front, Sprinklers In Rear

Body of waterOconee

Parking spaces3

Other equipmentIrrigation Equipment

Parking featuresAttached, Garage, Garage Door Opener, Garage Faces Front, Garage Faces Side, Kitchen Level

Waterfront featuresNone

Construction7

RoofComposition, Ridge Vents

ConditionResale

Home typeResidential

MaterialsCement Siding, Concrete, Stone

Year built2,023

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$1,800 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Security Gate, Security Guard, Security System Owned, Smoke Detector(s)

SubdivisionHarbor Club

Services includedSecurity

Community featuresClubhouse, Dog Park, Fitness Center, Gated, Golf, Homeowners Assoc, Lake, Marina, Pickleball, Playground, Pool, Restaurant

Financial & listing details3

Date on market2026-10-01

Annual tax amount$2,587

Price per square foot$209/sqft

Down payment assistance

Upper-income census tract 13133950302 · Greene County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.