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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

4204 Bayridge Drive, Gainesville, GA 30506

Above market

Priced about $161,050 (9%) above comparable homes. Estimated market value $1,839,000, based on 4 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Seller offering up to $20,000 toward Buyer’s closing costs, rate buy-down, prepaids, or other allowable expenses. Why? Why? Why are you holding out on this luxurious home!? Traverse this 3-story home in your fully equipped personal elevator for seamless access to each floor. A Rare Lake Lanier Opportunity with Exceptional Quality, Privacy & Resort-Style Living. Experience…

BasementGarageCul-de-sacWaterfront

Listing remarks courtesy of REMAX Center.

Listing courtesy of REMAX Center· FMLS #7796289

770-932-1234

$13,675/mo est.

with $200,005 down · $2,000,050 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Dual, Electric, Humidity Control

HeatingCentral, Forced Air, Heat Pump

LaundryElectric Dryer Hookup, Laundry Room, Lower Level, Main Level

BasementDaylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry

Bedrooms5

FeaturesBeamed Ceilings, Crown Molding, Double Vanity, Elevator, High Ceilings 10 ft Lower, High Ceilings 10 ft Main, High Ceilings 10 ft Upper, High Speed Internet, His and Hers Closets, Recessed Lighting, Smart Home, Sound System

FlooringCeramic Tile, Other

Bathrooms6

AppliancesDishwasher, Disposal, Double Oven, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Microwave, Range Hood, Refrigerator, Tankless Water Heater

Fireplaces3

Room typesBonus Room, Den, Exercise Room, Family Room, Game Room, Loft, Media Room, Office

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms5

Main level bedrooms1

Main level bathrooms1

Finished area above ground3,280 sqft

Finished area below ground2,797 sqft

Total interior livable area6,544 sqft

Property9

LevelsThree Or More

Lot size0.8 ac

Lot featuresBack Yard, Cul-De-Sac, Lake On Lot, Landscaped, Sprinklers In Front, Sprinklers In Rear

Body of waterLanier

Parcel number10167 000017

Parking spaces4

Other equipmentDehumidifier, Generator, Irrigation Equipment

Parking featuresAttached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Parking Pad

Waterfront featuresLake Front

Construction7

RoofComposition

ConditionResale

Home typeResidential

MaterialsBlown-In Insulation, HardiPlank Type, Spray Foam Insulation

Year built2,024

Property subtypeSingle Family Residence

Architectural styleCraftsman, Modern

Utilities & green energy3

SewerSeptic Tank

WaterPublic, Shared Well

Utilities for propertyCable Available, Electricity Available, Phone Available, Underground Utilities, Water Available, Other

Community & HOA5

HOA fee$750 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Closed Circuit Camera(s), Security Lights, Smoke Detector(s)

SubdivisionROGERS BAY RIDGE

Community featuresBoating, Fishing, Homeowners Assoc, Lake, Near Shopping, Near Trails/Greenway, Street Lights, Other

Financial & listing details3

Date on market2026-06-29

Annual tax amount$6,700

Price per square foot$306/sqft

Down payment assistance

Upper-income census tract 13139000205 · Hall County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.