1/4

Pending

$85,650

Lot / land listing

TRACT 3 BETHANY CHURCH Road, Lincolnton, GA 30817

About this home

Tract 3 Bethany Church Road consists of 5.67 acres. Mature hardwood canopy. Positive perc testing results for a traditional septic system in hand. Come build your home in Lincoln County, close to the lake and with enough room for privacy! High speed fiber connection for internet service is available. Public water available. Portion of parcel 36 034A

No HOA

Listing remarks courtesy of Gold Oak Real Estate.

Listing courtesy of Gold Oak Real Estate· GAMLS #10868359

706-833-5313

$615/mo est.

with $8,565 down · $85,650 list price*

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Home facts

Property3

Lot size5.7 ac

Lot featuresOther

Parcel number36 034A

Construction2

Home typeLand

Property subtypeAgriculture

Utilities & green energy4

SewerPerc Test On File

WaterPublic

Electric on propertyYes

Utilities for propertyElectricity Available, High Speed Internet, Water Available

Community & HOA3

Has HOANo

Subdivisionnone

Community featuresNone

Financial & listing details1

Cumulative days on market13

Payment calculator

$615/mo

Principal, interest & taxes · $640/mo with home insurance

Principal & interest$530

Property taxes$85

Home insurance$25

Down payment$8,565 (10%)

Interest rate7.320%

Starts at today’s national average for a 30-year fixed, 7.32% (week of Oct 22). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Down payment assistance

Middle-income census tract 13181970100 · Lincoln County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

TRACT 3 BETHANY CHURCH Road, Lincolnton, GA 30817

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