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Pending

$493,427

Veribas Valuation $505,000asking 2% belowhow we got this

4 beds · 4 baths · 1,919 sqft

3070 Sonata Terrace, Scottdale, GA 30079

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Home facts

Interior18

CoolingCentral Air, Zoned

HeatingCentral, Natural Gas, Zoned

LaundryIn Hall, Upper Level

BasementNone

Bedrooms4

FeaturesDouble Vanity, High Ceilings 9 ft Lower, High Ceilings 9 ft Main, High Ceilings 9 ft Upper, Low Flow Plumbing Fixtures, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Laminate

Bathrooms4

Appliances

Payment calculator

$3,568/mo

Principal, interest & taxes · $3,892/mo with home insurance and HOA

Principal & interest$3,075

Property taxes$493

Home insurance$144

HOA$180

Down payment$49,343 (10%)

Interest rate7.400%

Starts at today’s national average for a 30-year fixed, 7.4% (week of Oct 8). Not an APR or a loan offer. Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.

Down payment assistance

Middle-income census tract 13089022205 · DeKalb County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.