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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

185 Chickering Lake Drive, Roswell, GA 30075

Overpriced

Priced about $162,000 (15%) above comparable homes. Estimated market value $1,087,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Exclusive Lakefront Living in Roswell — One of Only 12 Homes on the Chickering Lake! There are homes… and then there are rare opportunities. Welcome to an extraordinary lakefront residence — one of only 12 homes in the coveted Chickering swim & tennis community with direct lake access. From the moment you enter, soaring 22-foot vaulted ceilings and rich Jacobean real oak…

PoolBasementGarageWaterfront

Listing remarks courtesy of Sanders RE, LLC.

Listing courtesy of Sanders RE, LLC· FMLS #7768627

770-310-5599

$8,540/mo est.

with $124,900 down · $1,249,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Multi Units, Zoned

HeatingCentral, Forced Air, Natural Gas, Zoned

LaundryOther

BasementFinished, Finished Bath, Interior Entry

Bedrooms5

FeaturesCathedral Ceiling(s), Central Vacuum, Crown Molding, Disappearing Attic Stairs, Entrance Foyer, High Ceilings 10 ft Main, His and Hers Closets, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringCarpet, Hardwood, Stone

Bathrooms6

AppliancesDishwasher, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Self Cleaning Oven, Washer

Fireplaces1

Room typesBonus Room, Family Room, Game Room, Great Room - 2 Story, Media Room, Office

Common wallsNo Common Walls

1/2 bathrooms2

Full bathrooms4

Main level bedrooms1

Main level bathrooms1

Finished area above ground3,632 sqft

Finished area below ground1,412 sqft

Total interior livable area5,144 sqft

Property9

LevelsThree Or More

Lot size0.45 ac

Lot featuresBack Yard, Corner Lot, Front Yard, Lake On Lot, Sloped, Wooded

Body of waterNone

Parcel number12 150101980355

Parking spaces4

Other equipmentNone

Parking featuresAttached, Driveway, Garage, Garage Faces Side, Parking Pad

Waterfront featuresLake Front

Construction7

RoofShingle

ConditionResale

Home typeResidential

MaterialsSynthetic Stucco

Year built1,989

Property subtypeSingle Family Residence

Architectural styleEuropean, French Provincial, Traditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Water Available

Community & HOA6

HOA fee$350 quarterly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Secured Garage/Parking, Security System Owned, Smoke Detector(s)

SubdivisionChickering

Services includedInsurance, Maintenance Grounds, Reserve Fund, Swim, Tennis

Community featuresClubhouse, Lake, Near Shopping, Pickleball, Playground, Pool, Spa/Hot Tub, Tennis Court(s)

Financial & listing details3

Date on market2026-05-11

Annual tax amount$8,379

Price per square foot$243/sqft

Down payment assistance

Upper-income census tract 13121011423 · Fulton County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.