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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

55 Geneva Way, Hoschton, GA 30548

Good deal

Priced about $24,100 (4%) below comparable homes. Estimated market value $589,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome home to this beautifully crafted 3 Bedroom, 3 Bath traditional Craftsman residence located in the highly sought-after active adult community of Cresswinds at Twin Lakes! From the charming curb appeal and inviting front porch to the thoughtfully designed interior, this home offers the perfect blend of comfort, elegance, and modern style. Step inside to discover an…

PoolBasementGarage

Listing remarks courtesy of Extol Realty.

Listing courtesy of Extol Realty· FMLS #7769888

770-315-9292

$3,862/mo est.

with $56,490 down · $564,900 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior18

CoolingCeiling Fan(s), Central Air, Zoned

HeatingCentral, Forced Air, Zoned

LaundryIn Hall, Laundry Room, Main Level, Mud Room

BasementNone

Bedrooms3

FeaturesBeamed Ceilings, Cathedral Ceiling(s), Crown Molding, Disappearing Attic Stairs, Double Vanity, Entrance Foyer, High Ceilings 10 ft Main, His and Hers Closets, Recessed Lighting, Smart Home, Tray Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Luxury Vinyl, Tile

Bathrooms3

AppliancesDishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Oven, Gas Range, Microwave, Range Hood, Self Cleaning Oven, Other

Fireplaces1

Room typesBonus Room, Computer Room, Family Room, Library, Loft, Master Bathroom, Master Bedroom, Office, Sun Room

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms3

Main level bedrooms2

Main level bathrooms2

Finished area above ground2,240 sqft

Total interior livable area2,240 sqft

Property9

LevelsOne and One Half

Lot size0.14 ac

Lot featuresBack Yard, Cleared, Front Yard, Landscaped, Level, Private

Body of waterNone

Parcel number121A 665

Parking spaces2

Other equipmentNone

Parking featuresAttached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition, Shingle

ConditionResale

Home typeResidential

MaterialsBrick, Brick Front, HardiPlank Type

Year built2,024

Property subtypeSingle Family Residence

Architectural styleCraftsman, Ranch, Traditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$310 quarterly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Secured Garage/Parking, Security Gate, Security Lights, Security Service, Smoke Detector(s)

SubdivisionCrestwind at Twin Lakes

Services includedCable TV, Internet, Maintenance Grounds, Pest Control, Security, Swim, Tennis

Community featuresDog Park, Fitness Center, Gated, Homeowners Assoc, Lake, Near Shopping, Near Trails/Greenway, Park, Pickleball, Pool, Street Lights, Tennis Court(s)

Financial & listing details3

Date on market2026-05-14

Annual tax amount$6,797

Price per square foot$252/sqft

Down payment assistance

Upper-income census tract 13157010106 · Jackson County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.