Priced about $33,100 (10%) below comparable homes. Estimated market value $333,000, based on 4 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Escape to the peaceful sounds of the river in this beautiful 2 bedroom, 1 bath home perched on stilts just 30 feet from the North Fork Broad River. With approximately 150 feet of river frontage, this property offers a rare opportunity for a weekend retreat, full-time living, or a fantastic short-term rental investment. Inside you'll find high-quality finishes throughout,…
No HOAWaterfront
Listing remarks courtesy of GA Realty, LLC..
Listing courtesy of GA Realty, LLC.· FMLS #7745973
Automated estimate — actual rent depends on condition, terms, and season. Not a guarantee of rental income.
Home facts
Interior17
CoolingCeiling Fan(s), Central Air, Heat Pump
HeatingCentral, Heat Pump
LaundryIn Hall
BasementNone
Bedrooms2
FeaturesHigh Ceilings 9 ft Main, High Speed Internet
FlooringHardwood
Bathrooms1
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
Fireplaces1
Room typesOther
Common wallsNo Common Walls
1/2 bathrooms0
Full bathrooms1
Main level bedrooms2
Main level bathrooms1
Total interior livable area864 sqft
Property8
LevelsOne
Lot size2 ac
Lot featuresBack Yard, Stream or River On Lot, Wooded
Body of waterNone
Parcel number047 094 D
Other equipmentNone
Parking featuresCarport
Waterfront featuresRiver Front
Construction7
RoofMetal
ConditionResale
Home typeResidential
MaterialsWood Siding
Year built2,007
Property subtypeSingle Family Residence
Architectural styleBungalow, Cabin
Utilities & green energy3
SewerSeptic Tank
WaterWell
Utilities for propertyCable Available, Phone Available
Community & HOA4
Has HOANo
SecuritySecurity System Owned, Smoke Detector(s)
SubdivisionNone
Community featuresNone
Financial & listing details3
Date on market2026-04-02
Annual tax amount$2,150
Price per square foot$347/sqft
Payment calculator
$2,138/mo
Principal & interest$1,751
Property taxes$300
Home insurance$87
Down payment$29,990 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan
Likely assumable FHA loan
HUD’s public FHA records show a $279,837 FHA loan that started in June 2025, matching the owner’s purchase of this home. FHA loans can usually be taken over by a qualified buyer. It may have been refinanced or paid down since, so ask below and we’ll confirm it with the listing agent. The low rate covers only the loan balance; the rest of the price is yours to bring, in cash or with a second loan.
Rate
Not published
Original lender
City National Bank Of Florida
Loan term
Not published
Started
June 2025
Public records show this loan’s rate, but not its term, so we don’t show the number. Ask below and we’ll get the rate, lender and loan term from the listing agent.
Rates, lenders, terms and balances come from three places only: the listing agent's own remarks; the FHA loan in HUD's public FHA Single Family Portfolio Snapshot that matches the owner's recorded MLS purchase to the dollar (shown as "Likely"; the lender named is the loan's original lender, which may no longer service it, and the balance is the original loan paid down on schedule, so the loan may since have been refinanced, modified or paid down faster); or a Veribas agent's confirmation with the listing agent. A rate is shown when the listing description states it (labelled as such) or when its lender and loan term are known; payments are shown only when the lender and term are known. Otherwise ask and we'll get them. Rates shown are the existing loan's note rate, not an annual percentage rate (APR), and not an offer of credit from Veribas. Payments shown are principal, interest and estimated property taxes; homeowners insurance, FHA mortgage insurance, VA or FHA assumption fees and HOA dues are extra, so the actual payment will be higher. Down payments assume a second loan at 8.5% over 30 years up to 90% of the price combined; that is an illustration, not a loan offer. The loan servicer (and, for VA loans, the VA) approves every assumption, and the buyer must qualify. VA loans can be assumed by non-veterans, but the seller's VA entitlement stays tied to the loan unless the buyer is a veteran who substitutes theirs. Verify the rate, lender, term and balance with the listing agent before you offer.
Down payment assistance
Middle-income census tract 13119890401 · distressed/underserved · Franklin County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).
Truist Community Homeownership Incentive Program (CHIP)
up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)
For down payment, mortgage insurance. Ends Dec 31, 2026.
A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).
Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.
Value & price history
Estimated valueListed for salePrice cut
Price cut
Jun 3, 2026
$299,900
-7.7%
Listed for sale
Apr 2, 2026
$325,000
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