1/4
Active Price cut: $50,000 (12/20)
$649,000
Lot / land listing
103 E Main Street, Irwinton, GA 31042
About this home
Exceptional investment opportunity consisting of three parcels with multiple income-producing buildings and land, located in the heart of Irwinton, Georgia.
Parcel 1 – 102 Asbell Street, Irwinton, GA 31042
Includes 3 buildings with a total of 5 units, all completely renovated and upgraded. Improvements include new flooring, upgraded kitchens, fresh interior paint, granite…
No HOARenovated
Listing remarks courtesy of Virtual Properties Realty.com.
Home details
1965
Built
0.5 ac
Lot
None
HOA
$932/yr
Est. taxes
Nov 20, 2025
Listed
Offer insights
Choose an offer strength
List price: $649,000
$642K–$647K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
169 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$4,626/mo
Principal & interest$3,788
Property taxes$649
Home insurance$189
Down payment$64,900 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13319960200 · distressed/underserved · Wilkinson County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
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Schools
Wilkinson CountyElementary
Wilkinson CountyMiddle
Wilkinson CountyHigh
Location
Listed by
Virtual Properties Realty.com
Source: FMLS · #7684095
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
