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Active Price cut: $40,900 (9/17)

$649,000

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Dual, Gas, Zoned

HeatingCentral, Natural Gas, Zoned

LaundryLaundry Room, Upper Level

BasementDaylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry

Bedrooms5

FeaturesCathedral Ceiling(s), Double Vanity, Entrance Foyer 2 Story, High Ceilings 9 ft Lower, High Ceilings 9 ft Main, High Ceilings 9 ft Upper, High Speed Internet, His and Hers Closets, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)

FlooringBamboo, Carpet, Ceramic Tile, Hardwood

Bathrooms5

AppliancesDishwasher, Double Oven, Dryer, Gas Range, Gas Water Heater, Microwave, Range Hood, Refrigerator, Self Cleaning Oven

Fireplaces1

Room typesBasement, Dining Room, Family Room, Great Room - 2 Story, Laundry, Living Room, Master Bathroom, Media Room, Office

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms4

Main level bedrooms1

Main level bathrooms1

Finished area above ground4,318 sqft

Finished area below ground1,502 sqft

Total interior livable area4,318 sqft

Property9

LevelsTwo

Lot size0.65 ac

Lot featuresBack Yard, Front Yard, Level, Private

Body of waterNone

Parcel number289 146

Parking spaces2

Other equipmentNone

Parking featuresAttached, Driveway, Garage Door Opener, Garage Faces Side, Kitchen Level, Parking Pad

Waterfront featuresNone

Construction7

RoofComposition

ConditionResale

Home typeResidential

MaterialsHardiPlank Type, Stone

Year built2,007

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$525 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

SubdivisionProvidence

Services includedMaintenance Grounds

Community featuresHomeowners Assoc, Near Public Transport, Near Schools, Near Shopping, Pool, Street Lights

Financial & listing details3

Date on market2026-07-30

Annual tax amount$5,834

Price per square foot$150/sqft

Down payment assistance

Middle-income census tract 13117130103 · Forsyth County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.