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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

542 Hillside Drive, Atlanta, GA 30342

Great deal

Priced about $887,000 (23%) below comparable homes. Estimated market value $3,786,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Seller has an assumable mortgage with a balance of $1,175,000 at 2.875%! Welcome to Hillside Place, a tree lined cul-de-sac of 11 custom homes in Chastain Park, built by Monte Hewett. Warren T. Jackson Primary is just around the corner. You can also walk to Sutton 6th Grade Academy & The Galloway School! Leave the car at home for concerts at Chastain Amphitheatre and walk…

Listing courtesy of Atlanta Fine Homes Sotheby's International· FMLS #7803570

404-312-5389

$19,822/mo est.

with $289,900 down · $2,899,000 list price*

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Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric, Humidity Control, Multi Units

HeatingForced Air, Natural Gas

LaundryLaundry Room, Lower Level, Main Level, Sink

BasementDaylight, Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access

Bedrooms6

FeaturesBookcases, Crown Molding, Disappearing Attic Stairs, Double Vanity, Entrance Foyer, High Ceilings 10 ft Main, His and Hers Closets, Recessed Lighting, Smart Home, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

FlooringHardwood, Stone, Tile

Bathrooms9

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Gas Range, Gas Water Heater, Microwave, Range Hood, Refrigerator, Washer

Fireplaces3

Room typesAttic, Basement, Exercise Room, Family Room, Game Room, Living Room, Media Room, Office, Wine Cellar

Common wallsNo Common Walls

1/2 bathrooms3

Full bathrooms6

Main level bedrooms1

Main level bathrooms1

Finished area above ground5,835 sqft

Finished area below ground2,763 sqft

Total interior livable area8,598 sqft

Property9

LevelsThree Or More

Lot size0.44 ac

Lot featuresBack Yard, Corner Lot, Cul-De-Sac, Front Yard, Landscaped, Private

Body of waterNone

Parcel number17 013900010643

Parking spaces3

Other equipmentDehumidifier, Home Theater, Irrigation Equipment

Parking featuresAttached, Garage, Level Driveway, Electric Vehicle Charging Station(s)

Waterfront featuresNone

Construction7

RoofComposition, Metal

ConditionResale

Home typeResidential

MaterialsBrick, Cement Siding, Stone

Year built2,007

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyElectricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA5

HOA fee$3,300 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Security System Owned, Smoke Detector(s)

SubdivisionChastain Park

Community featuresNear Public Transport, Near Schools, Near Shopping, Near Trails/Greenway, Park, Pool, Stable(s), Street Lights, Other

Financial & listing details3

Date on market2026-07-11

Annual tax amount$37,472

Price per square foot$337/sqft

Assumable loan

Assumable 2.875% loan

The listing says a qualified buyer can take over the seller’s existing mortgage and keep its 2.875% rate. The low rate covers only the loan balance; the rest of the price is yours to bring, in cash or with a second loan.

Rate (per listing)

2.875% (not an APR)

Lender

Not published

Loan term

Not published

Started

Not published

The rate is as the listing agent states it in the description. Ask below and we’ll confirm it, the lender and the loan term with the listing agent.

About $234/mo less per $100,000 of balance you assume, compared with a new 30-year loan at 6.75%.

What you’d bring to closing

Loan balance you take over$

At 2.875%, about 25 years left$5,496/mo

Gap between price and balance$1,724,000

Finance part of the gap with a second loan (up to 90% of the price combined)

Second loan, assumed at %$1,434,100 · $11,027/mo

Blended rate on everything you borrow5.97%

Down payment with the second loan$289,900

Principal & interest$16,523/mo

Plus closing costs, taxes and insurance. The second-loan rate is an assumption you can change, not a quote. A lender prices the real one.

Finance the rest of the down payment

A partner lender can quote a second loan for the gap and check you for the assumption.

More homes with assumable loans

Rates, lenders, terms and balances come from three places only: the listing agent's own remarks; the FHA loan in HUD's public FHA Single Family Portfolio Snapshot that matches the owner's recorded MLS purchase to the dollar (shown as "Likely"; the lender named is the loan's original lender, which may no longer service it, and the balance is the original loan paid down on schedule, so the loan may since have been refinanced, modified or paid down faster); or a Veribas agent's confirmation with the listing agent. A rate is shown when the listing description states it (labelled as such) or when its lender and loan term are known; payments are shown only when the lender and term are known. Otherwise ask and we'll get them. Rates shown are the existing loan's note rate, not an annual percentage rate (APR), and not an offer of credit from Veribas. Payments shown are principal, interest and estimated property taxes; homeowners insurance, FHA mortgage insurance, VA or FHA assumption fees and HOA dues are extra, so the actual payment will be higher. Down payments assume a second loan at 8.5% over 30 years up to 90% of the price combined; that is an illustration, not a loan offer. The loan servicer (and, for VA loans, the VA) approves every assumption, and the buyer must qualify. VA loans can be assumed by non-veterans, but the seller's VA entitlement stays tied to the loan unless the buyer is a veteran who substitutes theirs. Verify the rate, lender, term and balance with the listing agent before you offer.

Down payment assistance

Upper-income census tract 13121009900 · Fulton County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.