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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

4784 Blue Elm Lane 3, Smyrna, GA 30080

Good deal

Priced about $28,000 (5%) below comparable homes. Estimated market value $553,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

PRICE REDUCTION! Rare 4-bedroom END-UNIT townhome offering TWO PRIMARY SUITES—including a spacious suite on the STEPLESS MAIN LEVEL. Ideal for MULTI-GENERATIONAL LIVING, guests, roommates, or anyone seeking true main-level bedroom privacy, this flexible two-level floor plan offers versatility rarely found in a townhome. Meticulously maintained and move-in ready, the main…

Garage

Listing remarks courtesy of Atlanta Communities.

Listing courtesy of Atlanta Communities· FMLS #7808756

678-827-3682

$3,590/mo est.

with $52,500 down · $525,000 list price*

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Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric, Zoned

HeatingCentral, Forced Air, Natural Gas, Zoned

LaundryElectric Dryer Hookup, In Hall, Laundry Room, Upper Level

BasementNone

Bedrooms4

FeaturesBookcases, Coffered Ceiling(s), Crown Molding, Double Vanity, Entrance Foyer, High Ceilings 9 ft Upper, High Ceilings 10 ft Main, High Speed Internet, His and Hers Closets, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Hardwood, Luxury Vinyl

Bathrooms4

AppliancesDishwasher, Disposal, Electric Water Heater, Gas Range, Microwave, Refrigerator, Self Cleaning Oven

Fireplaces0

Room typesBathroom, Bedroom, Dining Room, Kitchen, Laundry, Living Room, Loft, Master Bathroom, Master Bedroom

Common walls1 Common Wall, End Unit

1/2 bathrooms1

Full bathrooms3

Main level bedrooms1

Main level bathrooms1

Finished area above ground2,604 sqft

Finished area below ground0 sqft

Total interior livable area2,604 sqft

Property9

LevelsTwo

Lot size1,742 sqft

Lot featuresBack Yard, Cleared, Landscaped, Level, Open Lot

Body of waterNone

Parcel number17069100380

Parking spaces2

Other equipmentNone

Parking featuresAttached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition

ConditionResale

Home typeResidential

MaterialsBrick, Cement Siding, Fiber Cement

Year built2,017

Property subtypeTownhouse

Architectural styleTownhouse, Traditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$315 monthly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)

SubdivisionTerraces at Oakdale

Services includedInsurance, Maintenance Grounds, Maintenance Structure, Termite, Trash

Community featuresHomeowners Assoc, Near Shopping, Near Trails/Greenway, Sidewalks, Street Lights

Financial & listing details3

Date on market2026-07-22

Annual tax amount$6,607

Price per square foot$202/sqft

Down payment assistance

Upper-income census tract 13067031215 · Cobb County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.