1/3
Active
$132,669
Lot / land listing
LOT 28 Raven Ridge Road, Clayton, GA 30525
About this home
Just south of the town of Clayton, Georgia on US 441, Travel down the beautiful rural Rickman Airfield Road between the mountains along the rambling shoals of Stekoa Creek and the tree-lined mountain road to this Very Unique and beautiful, secluded property which adjoins thousands of acres of the United States Forestry Service (USFS), from the being of your arrival to this…
Listing remarks courtesy of Berkshire Hathaway HomeServices Georgia Properties.
· FMLS #7683522770-475-0505
$907
Home details
3.1 ac
Lot
None
HOA
Nov 19, 2025
Listed
Offer insights
Choose an offer strength
List price: $132,669
$131K–$132K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
79 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$946/mo
Principal & interest$774
Property taxes$133
Home insurance$39
Down payment$13,267 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Upper-income census tract 13241970102 · Rabun County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Nov 19, 2025
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Schools
Rabun CountyElementary
Rabun CountyMiddle
Rabun CountyHigh
Location
5 for sale
Listed by
Berkshire Hathaway HomeServices Georgia Properties
Source: FMLS · #7683522
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