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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

120 Pinto Lane, Lakemont, GA 30552

Overpriced

Priced about $1,900,000 (106%) above comparable homes. Estimated market value $1,800,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

A RARE LAKE RABUN ESTATE Own a remarkable piece of Lake Rabun’s history with this extraordinary 1.36-acre lakefront property. Tucked away at the end of a private road, this one-of-a-kind estate boasts MORE THAN 406 FEET OF LAKEFRONT SHORELINE WRAPPING AROUND A DEEP-WATER PENNINSULA in one of the lake’s largest basins. The original mid-century U-shaped brick ranch, designed…

PoolBasementNo HOAWaterfront

Listing remarks courtesy of Virtual Properties Realty.com.

Listing courtesy of Virtual Properties Realty.com· FMLS #7610257

770-912-5858

$25,298/mo est.

with $370,000 down · $3,700,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Electric, Heat Pump, Multi Units, Wall Unit(s)

HeatingElectric, Heat Pump, Wall Unit(s), Zoned

LaundryElectric Dryer Hookup, Laundry Room, Main Level

BasementDaylight, Driveway Access, Finished, Finished Bath, Full, Walk-Out Access

Bedrooms3

FeaturesBeamed Ceilings, Bookcases, Entrance Foyer, High Ceilings 9 ft Lower, High Ceilings 10 ft Upper, High Speed Internet, His and Hers Closets, Recessed Lighting, Vaulted Ceiling(s), Other

FlooringCarpet, Ceramic Tile, Marble, Terrazzo

Bathrooms5

AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Indoor Grill, Microwave, Refrigerator, Self Cleaning Oven

Fireplaces3

Room typesBasement, Bathroom, Great Room, Kitchen, Living Room, Master Bathroom, Master Bedroom, Workshop

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms4

Main level bedrooms2

Main level bathrooms3

Finished area above ground3,470 sqft

Finished area below ground1,566 sqft

Total interior livable area5,036 sqft

Property9

LevelsOne

Lot size1.4 ac

Lot featuresBack Yard, Lake On Lot, Landscaped, Mountain Frontage, Private, Wooded

Body of waterRabun

Parcel numberLR01 108

Parking spaces9

Other equipmentDehumidifier

Parking featuresCarport, Driveway, Kitchen Level, Level Driveway, RV Access/Parking

Waterfront featuresLake Front, Waterfront

Construction7

RoofOther

ConditionResale

Home typeResidential

MaterialsBlock, Brick 4 Sides, Stone

Year built1,968

Property subtypeSingle Family Residence

Architectural styleContemporary, Mid-Century Modern, Ranch, Other

Utilities & green energy3

SewerSeptic Tank

WaterWell

Utilities for propertyCable Available, Electricity Available, Phone Available, Water Available

Community & HOA4

Has HOANo

SecuritySecurity Lights, Security Service, Smoke Detector(s)

SubdivisionLake Rabun

Community featuresBoating, Dry Dock, Fishing, Lake, Marina, Near Schools, Near Shopping, Near Trails/Greenway, Powered Boats Allowed

Financial & listing details3

Date on market2025-09-07

Annual tax amount$7,476

Price per square foot$735/sqft

Down payment assistance

Upper-income census tract 13241970304 · Rabun County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.