1/3
Active
$869,656
4 beds · 4 baths · 3,090 sqft
1970 Stoney Brook Lane, Watkinsville, GA 30677
Above market
Priced about $71,656 (9%) above comparable homes. Estimated market value $798,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Under Construction. Cypress G Floor Plan, built by SR Homes one of North East Georgia's Premier Home Builders! Stonewood is located approximately 1 mile from Oconee County HS and just minutes from Athens and the UGA campus. Shopping and Dining in Downtown Watkinsville is a mere 4 miles away. This 4-sided brick home is stunning and features a very open floor plan, covered rear…
Home details
4
Beds
4
Baths
3,090
Sqft
2026
Built
0.8 ac
Lot
Veribas Valuation
Veribas Verified · from nearby MLS sales
$798,000range $750,000 – $846,000
Based on 6 sold homes within 5 miles (5 in the last 12 months), checked against 8 active/pending listings · asking 9% above this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $869,656
$860K–$867K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Veribas Valuation: $798,000 — asking sits above our value; a moderate offer is defensible with comps.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · estimated from sale value
$3,500/morange $3,100 – $3,9004.8% gross yield
Estimated from this home's value — not enough similar rentals nearby for a direct comparison.
Automated estimate — actual rent depends on condition, terms, and season. Not a guarantee of rental income.
Home facts
Payment calculator
$6,284/mo
Principal & interest$5,077
Property taxes$870
Home insurance$254
HOA$83
Down payment$86,966 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Upper-income census tract 13219030500 · Oconee County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Sep 24, 2026
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Schools
Oconee CountyElementary
Oconee CountyMiddle
Oconee CountyHigh
Location
2 for sale 3 pending 2 sold
Listed by
Ansley Real Estate | Christie's International Real Estate
Source: FMLS · #7844270
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