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$949,900

Veribas Valuation $787,000asking 21% abovehow we got this

4 beds · 4 baths · 2,700 sqft

159 Palisade Drive, Rydal, GA 30171

Overpriced

Priced about $162,900 (21%) above comparable homes. Estimated market value , based on 6 comparable homes nearby.

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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

Home facts

Interior19

CoolingCeiling Fan(s), Central Air, ENERGY STAR Qualified Equipment, Zoned

HeatingENERGY STAR Qualified Equipment, Central, Zoned

LaundryLaundry Room, Main Level, Mud Room, Common Area

BasementNone

Bedrooms4

FeaturesBookcases, Beamed Ceilings, Double Vanity, Entrance Foyer, High Ceilings 10 ft Main, High Ceilings 9 ft Upper, Low Flow Plumbing Fixtures, Recessed Lighting, Walk-In Closet(s), Vaulted Ceiling(s), Other, High Speed Internet

FlooringCarpet, Ceramic Tile, Luxury Vinyl, Other

Bathrooms4

AppliancesDishwasher, Disposal, ENERGY STAR Qualified Appliances, Electric Water Heater, Microwave, Range Hood, Other, Self Cleaning Oven, Gas Oven, Gas Range, ENERGY STAR Qualified Water Heater

Fireplaces2

Room typesAttic, Bedroom, Bathroom, Bonus Room, Great Room, Laundry, Kitchen

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms2

Main level bathrooms2

Finished area above ground2,700 sqft

Finished area below ground0 sqft

Total interior livable area2,700 sqft

Property9

LevelsTwo

Lot size2.4 ac

Lot featuresCorner Lot, Landscaped, Level, Mountain Frontage, Sprinklers In Front, Sprinklers In Rear

Body of waterNone

Parcel number0104B 0001 037

Parking spaces3

Other equipmentIrrigation Equipment

Parking featuresGarage Door Opener, Covered, Electric Vehicle Charging Station(s), Level Driveway, Garage Faces Side

Waterfront featuresNone

Construction7

RoofMetal, Composition, Shingle

ConditionNew Construction

Home typeResidential

MaterialsBlown-In Insulation, HardiPlank Type, Brick 3 Sides

Year built2,026

Property subtypeSingle Family Residence

Architectural styleFarmhouse, Modern, Traditional

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyCable Available, Electricity Available, Phone Available, Underground Utilities, Water Available, Other

Community & HOA6

HOA fee$650 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Secured Garage/Parking, Smoke Detector(s), Security System Owned

SubdivisionTHE SUMMIT

Services includedReserve Fund, Maintenance Structure

Community featuresGated, Homeowners Assoc, Other, Street Lights

Financial & listing details3

Date on market2026-08-18

Annual tax amount$1,443

Price per square foot$352/sqft

Down payment assistance

Middle-income census tract 13015960101 · Bartow County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.