1/4
Active Price cut: $4,900 (8/19)
$55,000
Lot / land listing
6177 Timberidge Drive, Gainesville, GA 30506
About this home
Nestled within a gated, family-friendly community steeped in history as a former fishing camp, residents enjoy exclusive access to community docks on Lake Lanier and an impressive collection of resort-style amenities. These include a clubhouse, Olympic-size swimming pool, tennis and pickleball courts, a half-court basketball court, horseshoe pits, boat trailer parking, a…
Pool
Listing remarks courtesy of Virtual Properties Realty.com.
· FMLS #7803763Home details
0.3 ac
Lot
$1,200/annual
HOA
$394/yr
Est. taxes
Jul 12, 2026
Listed
Offer insights
Choose an offer strength
List price: $55,000
$54K–$55K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$492/mo
Principal & interest$321
Property taxes$55
Home insurance$16
HOA$100
Down payment$5,500 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Upper-income census tract 13139000304 · Hall County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
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Schools
LanierElementary
ChestateeMiddle
ChestateeHigh
Location
62 for sale 8 pending 12 sold
Listed by
Virtual Properties Realty.com
Source: FMLS · #7803763
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