Active Price cut: $17,100 (9/28)
$181,900
3 beds · 2 baths · 1,716 sqft
540 Old Highway 81, Oxford, GA 30054
Great deal
Priced about $76,100 (29%) below comparable homes. Estimated market value $258,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
INVESTMENT OPPORTUNITY! Fixer-upper being offered AS-IS. This property presents an opportunity for investors, renovators, or buyers looking to add value through updates and improvements. Bring your vision and explore the potential this property has to offer.
No HOARenovated
Listing remarks courtesy of Berkshire Hathaway HomeServices Georgia Properties.
· FMLS #7838513706-654-2086
$1,244/mo est.
with $18,190 down · $181,900 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Connect with a lender · no credit check*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
Make an offer
Sign in, then back your offer with a verified pre-approval — either a Veribas pre-approval or a lender letter we confirm.
In-person tour
As soon as today with a Veribas agent
Video walkthrough
Live from the home, on your schedule
Home details
3
Beds
2
Baths
1,716
Sqft
1991
Built
2.8 ac
Lot
Veribas Valuation
Veribas Verified · from nearby MLS sales
$258,000range $243,000 – $273,000
Based on 6 sold homes within a mile (3 in the last 12 months), checked against 2 active/pending listings, adjusted for condition · asking 29% below this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $181,900
$180K–$181K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Veribas Valuation: $258,000 — asking sits below our value; strong offers here still buy under market.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · from nearby rentals
$2,150/morange $2,000 – $2,30014.2% gross yield
Based on 12 similar rentals within 10 mi (5 recently leased).
Home facts
Payment calculator
$1,297/mo
Principal & interest$1,062
Property taxes$182
Home insurance$53
Down payment$18,190 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13297110602 · Walton County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
We stand behind every home
AI-verified pricing
Every list price is checked against our valuation model and local comps.
Licensed agent on every tour
A Veribas agent walks every showing — questions answered on the spot.
No surprises at closing
No junk fees — the numbers you agree to are the numbers you sign.
Schools
Walnut Grove - WaltonElementary
YouthMiddle
Walnut GroveHigh
Location
5 for sale 1 pending 12 sold
Listed by
Berkshire Hathaway HomeServices Georgia Properties
Source: FMLS · #7838513
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
