1/2
Active
$84,900
3 beds · 1 baths · 1,080 sqft
4831 Toney Drive, Columbus, GA 31903
Great deal
Priced about $13,100 (13%) below comparable homes. Estimated market value $98,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Charming 3-bedroom brick ranch home, on spacious lot, with fenced in back yard. Welcome home to this lovely ranch style home nestled on a large lot. Perfect for outdoor living, gardening, or space for the kids and pets to play in the yard. Step inside to find hardwoods floors that flow throughout the home adding warmth and timeless character. The living room offers an inviting…
PoolBasementNo HOA
Listing remarks courtesy of Ken Lucas Realty, LLC..
· FMLS #7803275404-989-2761
$580/mo est.
with $8,490 down · $84,900 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Connect with a lender · no credit check*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
Make an offer
Sign in, then back your offer with a verified pre-approval — either a Veribas pre-approval or a lender letter we confirm.
In-person tour
As soon as today with a Veribas agent
Video walkthrough
Live from the home, on your schedule
Home details
3
Beds
1
Baths
1,080
Sqft
1962
Built
0.24 ac
Lot
Veribas Valuation
Veribas Verified · from nearby MLS sales
$98,000range $92,000 – $104,000
Based on 6 sold homes within 2 miles (5 in the last 12 months), checked against 8 active/pending listings · asking 13% below this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $84,900
$84K–$85K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Veribas Valuation: $98,000 — asking sits below our value; strong offers here still buy under market.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · estimated from sale value
$800/morange $700 – $90011.3% gross yield
Estimated from this home's value — not enough similar rentals nearby for a direct comparison.
Automated estimate — actual rent depends on condition, terms, and season. Not a guarantee of rental income.
Home facts
Payment calculator
$606/mo
Principal & interest$496
Property taxes$85
Home insurance$25
Down payment$8,490 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Moderate-income census tract 13215010704 · Muscogee County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Jul 10, 2026
$84,900
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Every list price is checked against our valuation model and local comps.
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A Veribas agent walks every showing — questions answered on the spot.
No surprises at closing
No junk fees — the numbers you agree to are the numbers you sign.
Schools
St. MarysElementary
EddyMiddle
SpencerHigh
Location
6 for sale 1 pending 11 sold
Listed by
Ken Lucas Realty, LLC.
Source: FMLS · #7803275
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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.
