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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

3538 Black Cherry Point, Gainesville, GA 30504

Above market

Priced about $53,000 (11%) above comparable homes. Estimated market value $464,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome home to this beautifully updated 2 bedroom, 2 bath home featuring an unfinished loft and stylish modern finishes, located within the active 55+ community of Cresswind at Lake Lanier. This Ashford plan includes the versatile open sunroom option, creating additional living space on the main level. The Kitchen and bathrooms have been upgraded with Quart countertops. New…

GarageRenovated

Listing remarks courtesy of HomeSmart.

Listing courtesy of HomeSmart· FMLS #7820130

770-331-6855

$3,535/mo est.

with $51,700 down · $517,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior18

CoolingCeiling Fan(s), Heat Pump, Zoned

HeatingElectric, Heat Pump, Zoned

LaundryElectric Dryer Hookup, Laundry Room, Main Level

BasementNone

Bedrooms2

FeaturesCrown Molding, Double Vanity, Entrance Foyer, High Ceilings 10 ft Main, High Speed Internet, His and Hers Closets, Low Flow Plumbing Fixtures, Permanent Attic Stairs, Tray Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Hardwood

Bathrooms2

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Self Cleaning Oven, Washer

Fireplaces0

Room typesGreat Room, Loft, Master Bathroom, Master Bedroom, Sun Room

Common wallsNo Common Walls

1/2 bathrooms0

Full bathrooms2

Main level bedrooms2

Main level bathrooms2

Finished area above ground1,514 sqft

Total interior livable area1,514 sqft

Property9

LevelsOne and One Half

Lot size0.15 ac

Lot featuresFront Yard, Landscaped, Level, Private, Sprinklers In Front, Sprinklers In Rear

Body of waterLanier

Parcel number08016 002010

Parking spaces2

Other equipmentIrrigation Equipment

Parking featuresAttached, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition, Ridge Vents

ConditionResale

Home typeResidential

MaterialsCement Siding, HardiPlank Type

Year built2,013

Property subtypeSingle Family Residence

Architectural styleCraftsman, Ranch

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Sewer Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$4,980 annually

Has HOAYes

SecuritySecurity System Owned, Smoke Detector(s)

SubdivisionCresswind at Lake Lanier

Services includedCable TV, Maintenance Grounds, Reserve Fund, Swim, Tennis, Trash

Community featuresClubhouse, Community Dock, Dog Park, Fitness Center, Gated, Homeowners Assoc, Lake, Pool, Sauna, Sidewalks, Street Lights, Tennis Court(s)

Financial & listing details3

Date on market2026-08-12

Annual tax amount$5,476

Price per square foot$341/sqft

Down payment assistance

Middle-income census tract 13139001006 · Hall County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.