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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

419 Ontario Lane, Hoschton, GA 30548

Good deal

Priced about $65,000 (7%) below comparable homes. Estimated market value $930,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Welcome to 419 Ontario Lane in Cresswind at Twin Lakes, one of Hoschton’s premier active adult communities. Featuring the highly desirable Maple design and positioned along a scenic wooded backdrop, this exceptional home combines privacy, extensive upgrades, and beautifully finished living space on two levels. With more than $150,000 in carefully selected improvements, this…

PoolBasementGarage

Listing remarks courtesy of REMAX Center.

Listing courtesy of REMAX Center· FMLS #7792484

770-932-1234

$5,914/mo est.

with $86,500 down · $865,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air, Electric, Heat Pump, Zoned

HeatingCentral, Electric, Heat Pump, Natural Gas

LaundryIn Hall, Laundry Room, Main Level, Mud Room

BasementDaylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry

Bedrooms4

FeaturesDouble Vanity, High Ceilings 9 ft Main, High Ceilings 9 ft Lower, High Speed Internet, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Laminate

Bathrooms5

AppliancesDishwasher, Disposal, Gas Cooktop, Microwave, Range Hood, Refrigerator, Self Cleaning Oven

Fireplaces1

Room typesComputer Room, Exercise Room, Family Room, Great Room, Library, Living Room, Media Room, Office, Workshop

Common wallsNo Common Walls

1/2 bathrooms2

Full bathrooms3

Main level bedrooms3

Main level bathrooms2

Finished area above ground2,287 sqft

Finished area below ground2,000 sqft

Total interior livable area4,287 sqft

Property9

LevelsTwo

Lot size0.19 ac

Lot featuresBack Yard, Front Yard, Landscaped, Level, Private, Wooded

Body of waterNone

Parcel number121A 148

Parking spaces0

Other equipmentIrrigation Equipment

Parking featuresAttached, Garage, Garage Door Opener, Garage Faces Front, Level Driveway

Waterfront featuresNone

Construction7

RoofComposition

ConditionResale

Home typeResidential

MaterialsCement Siding, HardiPlank Type, Stone

Year built2,022

Property subtypeSingle Family Residence

Architectural styleRanch

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$933 quarterly

Has HOAYes

SecurityCarbon Monoxide Detector(s), Security Gate, Security System Owned, Smoke Detector(s)

SubdivisionCresswind At Twin Lakes

Services includedMaintenance Grounds, Reserve Fund, Swim, Tennis

Community featuresClubhouse, Dog Park, Fishing, Fitness Center, Gated, Homeowners Assoc, Lake, Near Trails/Greenway, Pickleball, Pool, Sidewalks, Street Lights

Financial & listing details3

Date on market2026-06-22

Annual tax amount$6,383

Price per square foot$202/sqft

Down payment assistance

Upper-income census tract 13157010106 · Jackson County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.