1/4
Active
$42,000
Lot / land listing
144 W 5th Street, Monroe, GA 30655
Great deal
Priced about $165,000 (80%) below comparable homes. Estimated market value $207,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
A rare opportunity to build within the historic Mill District. The property previously accommodated a residential structure, and a public water tap is already in place, offering a valuable head start for future development. Located less than a mile from historic downtown Monroe, the lot provides easy access to local shopping, dining, parks, schools, and community events. Bring…
No HOA
Home details
1970
Built
0.25 ac
Lot
None
HOA
$250/yr
Est. taxes
Sep 2, 2026
Listed
Veribas Valuation
Veribas Verified · from nearby MLS sales
$207,000range $195,000 – $219,000
Based on 6 sold homes within a mile (6 in the last 12 months), checked against 8 active/pending listings · asking 80% below this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $42,000
$42K–$42K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
Veribas Valuation: $207,000 — asking sits below our value; strong offers here still buy under market.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$299/mo
Principal & interest$245
Property taxes$42
Home insurance$12
Down payment$4,200 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Moderate-income census tract 13297110702 · Walton County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for sale
Listed for sale
Sep 2, 2026
$42,000
We stand behind every home
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Every list price is checked against our valuation model and local comps.
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A Veribas agent walks every showing — questions answered on the spot.
No surprises at closing
No junk fees — the numbers you agree to are the numbers you sign.
Schools
Atha RoadElementary
YouthMiddle
Walnut GroveHigh
Location
46 for sale 8 pending 12 sold
Listed by
The Eulalia Group Real Estate, LLC
Source: FMLS · #7835565
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