1/4
Active Price cut: $364,500 (3/17)
$1,200,000
Lot / land listing
6540 Yellow Creek Road, Ball Ground, GA 30107
Overpriced
Priced about $270,000 (29%) above comparable homes. Estimated market value $930,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
!!!!PRICE REDUCTION!!!!
Seller Financing Available** Discover a rare opportunity to own a sprawling 31.3-acre AG-zoned property in the picturesque countryside—ideal for residential development, farming, equestrian pursuits, or creating your own private retreat. Property Highlights: * Approved with LDP for Minor Subdivision of 10 spacious lots, offering flexibility for…
Home details
31 ac
Lot
None
HOA
$2,328/yr
Est. taxes
Nov 23, 2025
Listed
Veribas Valuation
Veribas Verified · from nearby MLS sales
$930,000range $874,000 – $986,000
Based on 6 sold homes within 2 miles (6 in the last 12 months), checked against 8 active/pending listings · asking 29% above this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $1,200,000
$1,187K–$1,197K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
173 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.
Veribas Valuation: $930,000 — asking sits above our value; a moderate offer is defensible with comps.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Home facts
Payment calculator
$8,555/mo
Principal & interest$7,005
Property taxes$1,200
Home insurance$350
Down payment$120,000 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Middle-income census tract 13057090101 · Cherokee County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
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Every list price is checked against our valuation model and local comps.
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A Veribas agent walks every showing — questions answered on the spot.
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Schools
Ball GroundElementary
Mill CreekMiddle
EtowahHigh
Location
5 for sale 12 sold
Listed by
Virtual Properties Realty. Biz
Source: FMLS · #7686857
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