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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

166 Douglas Fir Drive, Waleska, GA 30183

Great deal

Priced about $152,000 (13%) below comparable homes. Estimated market value $1,150,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Perfectly situated on the shimmering waterfront, this property boasts its own private dock, offering immediate access to the lake's tranquil waters. Step inside and be captivated by the bright, airy ambiance created by an abundance of oversized windows that flood every room with natural light and frame picturesque views. The open-concept main floor is designed for seamless…

BasementGarageWaterfront

Listing remarks courtesy of Berkshire Hathaway HomeServices Georgia Properties.

Listing courtesy of Berkshire Hathaway HomeServices Georgia Properties· FMLS #7616634

770-720-1400

$6,824/mo est.

with $99,800 down · $998,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCeiling Fan(s), Central Air

HeatingHeat Pump, Central, Electric

LaundryMain Level, In Kitchen, Electric Dryer Hookup, Laundry Closet

BasementFinished, Finished Bath, Daylight, Exterior Entry, Interior Entry, Full

Bedrooms3

FeaturesCathedral Ceiling(s), High Speed Internet, Vaulted Ceiling(s), Walk-In Closet(s), Entrance Foyer 2 Story, Entrance Foyer

FlooringCarpet, Tile, Vinyl, Marble

Bathrooms4

AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Self Cleaning Oven, Washer, Electric Oven

Fireplaces1

Room typesBasement, Loft, Exercise Room, Office, Dining Room, Great Room - 2 Story

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms1

Main level bathrooms1

Finished area above ground3,572 sqft

Finished area below ground1,730 sqft

Total interior livable area5,256 sqft

Property9

LevelsOne and One Half

Lot size0.42 ac

Lot featuresPrivate, Back Yard, Lake On Lot, Landscaped, Wooded, Sloped

Body of waterArrowhead

Parcel number22N20 123

Parking spaces5

Other equipmentDehumidifier

Parking featuresGarage, Drive Under Main Level, Parking Pad, Garage Faces Side, Garage Door Opener, Attached

Waterfront featuresLake Front

Construction7

RoofComposition, Ridge Vents

ConditionResale

Home typeResidential

MaterialsWood Siding, Stone

Year built1,987

Property subtypeSingle Family Residence

Architectural styleContemporary

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Sewer Available, Phone Available, Water Available

Community & HOA6

HOA fee$218 monthly

Has HOAYes

SecuritySecurity Gate, Security Guard, Smoke Detector(s)

SubdivisionLake Arrowhead

Services includedTennis, Reserve Fund, Security, Maintenance Grounds

Community featuresBoating, Clubhouse, Gated, Homeowners Assoc, Lake, Park, Playground, Pool, Golf, Tennis Court(s), Marina, Dog Park

Financial & listing details3

Date on market2025-07-16

Annual tax amount$4,789

Price per square foot$190/sqft

Down payment assistance

Middle-income census tract 13057090202 · Cherokee County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.