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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

217 Chariot Court, Jefferson, GA 30549

Overpriced

Priced about $503,000 (56%) above comparable homes. Estimated market value $896,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Inspired by the timeless Southern Living Moreland Cottage design, this exceptional custom-built home welcomes you with a beautiful covered brick front porch and invites you into a home that seamlessly blends classic Southern charm with elevated luxury. Offering 4 bedrooms (+1 additional optional bedroom above garage), flex bonus room, and 3.5 bathrooms (+one additional…

PoolBasementGarageCul-de-sac

Listing remarks courtesy of Virtual Properties Realty.com.

Listing courtesy of Virtual Properties Realty.com· FMLS #7832890

770-495-5050

$9,565/mo est.

with $139,900 down · $1,399,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior18

CoolingCeiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment

HeatingCentral, Electric, ENERGY STAR Qualified Equipment, Forced Air

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink

BasementNone

Bedrooms4

FeaturesBeamed Ceilings, Crown Molding, Disappearing Attic Stairs, Double Vanity, Entrance Foyer, High Ceilings 9 ft Upper, High Ceilings 10 ft Main, High Speed Internet, His and Hers Closets, Low Flow Plumbing Fixtures, Recessed Lighting, Walk-In Closet(s)

FlooringCarpet, Hardwood, Tile

Bathrooms4

AppliancesDishwasher, Disposal, Double Oven, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Other

Fireplaces2

Room typesAttic, Bathroom, Bedroom, Bonus Room, Family Room, Kitchen, Laundry, Master Bathroom, Master Bedroom

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms1

Main level bathrooms1

Finished area above ground3,474 sqft

Total interior livable area3,474 sqft

Property9

LevelsTwo

Lot size1.5 ac

Lot featuresBack Yard, Cul-De-Sac, Front Yard, Landscaped, Level, Wooded

Body of waterNone

Parcel number069F 033

Parking spaces3

Other equipmentDehumidifier, Irrigation Equipment

Parking featuresDetached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Level Driveway, See Remarks

Waterfront featuresNone

Construction7

RoofComposition, Metal, Shingle

ConditionNew Construction

Home typeResidential

MaterialsBrick 4 Sides, Cement Siding, HardiPlank Type

Year built2,026

Property subtypeSingle Family Residence

Architectural styleCottage, European, Other

Utilities & green energy3

SewerSeptic Tank

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities, Water Available

Community & HOA6

HOA fee$850 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Smoke Detector(s)

SubdivisionJefferson Equestrian Estates

Services includedReserve Fund, Security

Community featuresGated, Homeowners Assoc, Near Schools, Near Shopping, Street Lights

Financial & listing details2

Date on market2026-09-04

Price per square foot$403/sqft

Down payment assistance

Upper-income census tract 13157010601 · Jackson County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.