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© 2026 Veribas Real Estate LLC · (833) 837-4227 · Georgia Broker Lic. H-81905 · Qualifying Broker: Ahsan Charania, GREC #417366. Veribas Real Estate LLC is a licensed Georgia real estate brokerage. We are not a lender or mortgage loan originator; all financing is provided by independent NMLS-licensed lenders, and payment figures on this site are estimates only. Listing information is deemed reliable but not guaranteed and should be independently verified. We are committed to the federal Fair Housing Act and the Equal Credit Opportunity Act.

6860 Deer Creek Trace, Stone Mountain, GA 30087

Fair price

Priced in line with comparable homes. Estimated market value $433,000, based on 6 comparable homes nearby.

Estimate from Veribas listing comps — a guide, not an appraisal.

About this home

Beautiful Deer Creek Community, located in The Classic on the cud sac, on a level lot. Well appointed 3 story home with all the bells and whistles. This amazing home features Formal Separate Living Rm , Separate Oversized Dining Rm and Family Rm with soothing fireplace with archways, and hardwood floors throughout all levels. Breakfast Rm walk out deck. Full finished lower…

BasementGarage

Listing remarks courtesy of BHGRE Metro Brokers.

Listing courtesy of BHGRE Metro Brokers· FMLS #7814409

404-843-2500

$2,974/mo est.

with $43,500 down · $435,000 list price*

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*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.

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Home facts

Interior19

CoolingCentral Air

HeatingCentral, Natural Gas

LaundryIn Hall

BasementFinished, Daylight, Exterior Entry, Finished Bath, Full, Interior Entry

Bedrooms4

FeaturesCathedral Ceiling(s), Coffered Ceiling(s), Double Vanity, Entrance Foyer 2 Story, High Ceilings 10 ft Lower, Crown Molding, Low Flow Plumbing Fixtures, Recessed Lighting, Vaulted Ceiling(s), Walk-In Closet(s), Sound System

FlooringHardwood, Luxury Vinyl, Ceramic Tile, Wood

Bathrooms4

AppliancesDishwasher, Disposal, Gas Cooktop, Gas Water Heater, Refrigerator, Self Cleaning Oven

Fireplaces1

Room typesBasement, Bonus Room, Computer Room, Exercise Room, Family Room, Game Room, Great Room, Media Room, Office

Common wallsNo Common Walls

1/2 bathrooms1

Full bathrooms3

Main level bedrooms0

Main level bathrooms0

Finished area above ground2,601 sqft

Finished area below ground1,053 sqft

Total interior livable area3,654 sqft

Property9

LevelsThree Or More

Lot size0.27 ac

Lot featuresCul-De-Sac, Landscaped, Level, Private, Sprinklers In Front, Wooded

Body of waterNone

Parcel number18 080 02 017

Parking spaces4

Other equipmentIrrigation Equipment

Parking featuresGarage

Waterfront featuresNone

Construction7

RoofShingle, Composition, Ridge Vents

ConditionUpdated/Remodeled

Home typeResidential

MaterialsBrick Front, Concrete, Cement Siding

Year built2,001

Property subtypeSingle Family Residence

Architectural styleTraditional

Utilities & green energy3

SewerPublic Sewer

WaterPublic

Utilities for propertyCable Available, Electricity Available, Natural Gas Available, Sewer Available, Underground Utilities, Water Available, Phone Available

Community & HOA6

HOA fee$665 annually

Has HOAYes

SecurityCarbon Monoxide Detector(s), Fire Alarm, Security Lights, Security System Owned, Smoke Detector(s)

SubdivisionDEER CREEK

Services includedSwim, Tennis

Community featuresClubhouse, Dog Park, Homeowners Assoc, Near Shopping, Park, Pickleball, Playground, Pool, Sidewalks, Street Lights, Tennis Court(s)

Financial & listing details3

Date on market2026-08-01

Annual tax amount$3,805

Price per square foot$119/sqft

Down payment assistance

Upper-income census tract 13089021915 · DeKalb County · FFIEC 2026

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).

Chenoa Fund down payment assistance

5% of the price · Forgivable loan (forgiven after a set time in the home)

For down payment. 600+ credit score. Ends Dec 31, 2026.

A second mortgage for 3.5% or 5% of the price, paired with an FHA loan through Southeast Mortgage. The forgivable version is 0% and forgiven after 36 on-time payments (due in full if you sell or refinance sooner); a repayable version is paid monthly over 10 years. No income limit, repeat buyers welcome, 600+ credit. Source: chenoafund.org and southeastmortgage.com/uga (checked 2026-09-24).

Georgia Dream down payment assistance

Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)

For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.

The State of Georgia's program (Georgia DCA), offered through Truist, a Georgia Dream participating lender. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov (lender list and program matrix, checked 2026-09-24).

Truist Community Homeownership Incentive Program (CHIP)

up to 100% financing · Low down payment loan (the home loan itself — little or nothing down)

For down payment, mortgage insurance. Ends Dec 31, 2026.

A Truist home loan with little or nothing down — not a grant. Up to 100% financing in the Atlanta-Sandy Springs-Alpharetta metro and up to 97% elsewhere, no mortgage insurance, at least $500 of your own money, 30-year fixed up to the conforming limit. Income limits and homebuyer education may apply. Source: truist.com/mortgage/affordable-home-loan-options (checked 2026-09-24).

Programs are published by the lenders, who set and confirm eligibility. The home's census tract is one requirement; buyer income, credit and other rules also apply.