1/2
Active Price cut: $21,025 (9/24)
$499,990
5 beds · 4 baths · 2,950 sqft
2120 Homer Drive, Monroe, GA 30656
Fair price
Priced in line with comparable homes. Estimated market value $485,000, based on 6 comparable homes nearby.
Estimate from Veribas listing comps — a guide, not an appraisal.
About this home
Brand new, energy-efficient home available by Sep 2026! The Johnson's impressive foyer gives way to the gourmet kitchen and open-concept living area. A study space on the main level, plus a large loft upstairs, allows you to customize the layout to fit your needs. New energy-efficient move-in ready homes in Walton County include a washer, dryer, fridge, and whole home blinds,…
BasementGarage
Listing remarks courtesy of Meritage Homes Of Georgia Realty, LLC.
· FMLS #7818608contact.atlanta@meritagehomes.com
$3,419/mo est.
with $49,999 down · $499,990 list price*
Buyer services · Veribas Real Estate LLC — not the listing broker unless noted above
Connect with a lender · no credit check*Estimate — 30-yr fixed at 6.75% APR with taxes & insurance. Not a loan offer.
Make an offer
Sign in, then back your offer with a verified pre-approval — either a Veribas pre-approval or a lender letter we confirm.
In-person tour
As soon as today with a Veribas agent
Video walkthrough
Live from the home, on your schedule
Home details
5
Beds
4
Baths
2,950
Sqft
2026
Built
0.34 ac
Lot
Veribas Valuation
Veribas Verified · from nearby MLS sales
$485,000range $456,000 – $514,000
Based on 6 sold homes within a mile (6 in the last 12 months), checked against 8 active/pending listings · asking 3% above this value
Automated estimate from nearby MLS sales — not an appraisal.
Offer insights
Choose an offer strength
List price: $499,990
$495K–$499K
70% to 90% chance of a winning offerJust under asking — competitive when the home is fresh.
46 days on market — sitting listings negotiate. A moderate offer here does more than these odds suggest.
Veribas Valuation: $485,000 — asking sits above our value; a moderate offer is defensible with comps.
Balanced-market odds from list price and typical winning offers — your agent tunes this to the street. Ask a Veribas agent before you commit a number.
Veribas Rental Valuation
If you rented it out · from nearby rentals
$4,275/morange $3,975 – $4,57510.3% gross yield
Based on 6 similar rentals within 5 mi.
4 bd · 3 ba · 2,108 sqft · 3.1 mi away$3,050/mo4 bd · 3 ba · 3.3 mi away$1,300/mo4 bd · 3 ba · 3.8 mi away$1,450/mo4 bd · 3 ba · 3.8 mi away$1,450/mo
Automated estimate — actual rent depends on condition, terms, and season. Not a guarantee of rental income.
Home facts
Payment calculator
$3,611/mo
Principal & interest$2,919
Property taxes$500
Home insurance$146
HOA$46
Down payment$49,999 (10%)
Interest rate6.750%
Estimates only — taxes at 1.2%/yr and insurance at 0.35%/yr of price. Get exact terms from a lender via pre-qualification.
Assumable loan?
If the seller has an FHA, VA or USDA mortgage, you may be able to take it over and keep their rate, often far below today’s. This listing doesn’t say. Ask, and a Veribas agent will check the seller’s loan and tell you the rate, the balance and what you’d need down.
Down payment assistance
Moderate-income census tract 13297110400 · Walton County · FFIEC 2026
Georgia Dream down payment assistance
Up to $10,000 or 5% of the price · Deferred loan (0% — repaid on sale, refinance or payoff)
For down payment. First-time buyers only. 640+ credit score. Ends Dec 31, 2026.
The State of Georgia's program (Georgia DCA), offered through Southeast Mortgage. A 0% second mortgage with no monthly payment covers 5% of the price up to $10,000 (6% up to $12,500 for nurses, educators, public protectors and households with a disabled member); repaid when you sell, refinance or move out. First-time buyers (no home in 3 years; waived in targeted areas and for veterans), household income and price limits by county, 640+ credit, $1,000 of your own money, homebuyer education. Source: dca.georgia.gov and southeastmortgage.com/uga (checked 2026-09-24).
Chenoa Fund down payment assistance
5% of the price · Forgivable loan (forgiven after a set time in the home)
For down payment. 600+ credit score. Ends Dec 31, 2026.
Value & price history
Estimated valueListed for salePrice cut
We stand behind every home
AI-verified pricing
Every list price is checked against our valuation model and local comps.
Licensed agent on every tour
A Veribas agent walks every showing — questions answered on the spot.
No surprises at closing
No junk fees — the numbers you agree to are the numbers you sign.
Schools
MonroeElementary
CarverMiddle
Monroe AreaHigh
Location
17 for sale 5 pending 12 sold
Listed by
Meritage Homes Of Georgia Realty, LLC
Source: FMLS · #7818608
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